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Checking

Designed with you in mind, all Bar Harbor Bank & Trust personal checking accounts offer valuable benefits that make managing your finances easy, affordable, and convenient. You can open any of our personal checking accounts with just $25.00.

Free* Simple Checking
Ideal Checking
Gold Wave Checking
E-Choice Checking
Preferred Choice Checking

To learn about our Harbor Points rewards program, please click here.


Personal Checking Account Comparison

Minimum to Open Service Charge Minimum Balance Per Check Paid Interest Bearing Images Archived
Free* Simple Checking $25 $0 $0 $0    
Ideal Checking $25 $5 $250 $0  
Gold Wave Checking $25 $5 $100 $0
E-Choice Checking $0 $0 $0 $0
Preferred Choice Checking
**Total deposit relationship
$25 $10 $10,000** $0


Note: See Deposit Account Agreement and Deposit Accounts Fee Schedule for additional fees and conditions.

* Charges for unusual activities such as overdrafts, stop payments, duplicate statements, imprinted checks, etc. still apply.