If you enjoy the convenience of banking electronically, we think you'll love E-Choice Checking! With no minimum balance requirement and no monthly service charges, this is a free account that pays interest!

Here’s how it works:
E-Choice accounts that meet the "monthly qualifiers" in a statement cycle will receive a premium interest rate*, and ATM fee refunds** up to $25 per statement cycle.

"MONTHLY QUALIFIERS"

• Make 12 or more BHBT debit card purchases (Excludes ATM transactions)
• Process at least one electronic (ACH) debit or credit on the account such as direct deposit or automatic bill pay
• Log in to online banking
• Choose e-Statements

Every month is a new chance to qualify or not. There is no monthly service charge and no minimum balance on this account regardless of whether the "monthly qualifiers" are met.



*View E-Choice rates on our rates page.

** If the "monthly qualifiers" are met in any statement cycle, fees assessed during that cycle by other banks for using their ATMs will be refunded, up to a maximum of $25 per statement cycle.