Get 24-hour, coast-to-coast access to your funds. With your Bar Harbor Bank & Trust ATM card you can enjoy access to your savings account through any ATM. With your VISA® Debit Check card you are able to use any ATM and purchase items from your checking account anywhere that accepts VISA. Plus, Bar Harbor Bank & Trust is a member of Maine Cash Access. This allows you to use your ATM card at more than 200 locations throughout Maine - without any extra surcharge fees.