Municipal Lending

Tax Anticipation Notes

Tax payments are an annual or semi-annual event in most towns, but the business of running the town is a daily occurrence. Tax Anticipation Notes are unsecured line of credit loans that provide funds to pay ordinary operating costs. The principal may be borrowed as needed, but these Notes do not require any payment until maturity.


Capital Purchase/Term Notes

Need a new ambulance, police cruiser, safety equipment or fire truck? We offer flexible repayment schedules and very competitive rates.


Capital Improvement/Construction Notes

We offer construction financing and permanent funding to build/renovate town facilities with terms, fees, and rates that are competitive with the Municipal Bond Bank.