Municipal Services

We offer a suite of products to help municipalities manage day-to-day banking.

Bar Harbor Business Online 

Many town functions occur outside normal business hours. Online banking offers the convenience of transacting town business at night or on weekends. It offers quick, immediate access to information often needed during meetings or discussions. You may assign different levels of authority and access to multiple employees, send domestic wires1 and initiate ACH transactions1, including payroll direct deposit.

Remote Deposit Capture1

This technology offers towns the ability to deposit checks to their accounts quickly and efficiently without leaving the office. This is particularly helpful during periods of high activity.

Cash Management Programs

Maximize earnings on excess funds with an overnight repurchase agreement, earning interest while reducing or eliminating service charges. Municipal funds in excess of the FDIC insured limit may be collateralized by the pledge of qualifying securities.

1 All applications are subject to approval