Municipal Services

We offer a suite of products to help municipalities manage day-to-day banking.


Bar Harbor Business Online 

Many town functions occur outside normal business hours. Online banking offers the convenience of transacting town business at night or on weekends. It offers quick, immediate access to information often needed during meetings or discussions. You may assign different levels of authority and access to multiple employees, send wires* and initiate ACH transactions*, including payroll direct deposit.

Remote Deposit Capture*

Make deposits from your desktop. This technology offers towns the ability to make deposits to their accounts quickly and efficiently without leaving the office. This is particularly helpful during periods of high activity.

Cash Management Programs

Maximize earnings on excess funds with an overnight repurchase agreement, earning interest while reducing or eliminating service charges. Municipal funds in excess of the FDIC insured limit may be collateralized by the pledge of qualifying securities.


*For qualified customers