Credit, Debit, and ATM cards
Get 24-hour access to your funds. With a Bar Harbor Bank & Trust Debit Mastercard® you can make point-of-sale purchases from your checking account anywhere your card is accepted or use your card to get cash at an ATM. All Bar Harbor Bank & Trust Debit Mastercards are equipped with:
- EMV Chip Technology that makes every transaction unique for enhanced security; and
- Contactless Payment Technology for faster, more convenient transactions at tap-and-pay terminals.
How to Use Your Chip Card
CashBack Rewards Cards
Get rewarded for using your cards. E-Choice and Preferred Checking customers will be able to earn cash back on daily purchases. Not an E-Choice or Preferred Checking customer? No problem! Contact us to talk about upgrading your account to take advantage of this great program. CashBack Rewards is available for personal accounts only. Visit the CashBack Rewards page to learn more.
Business Debit Cards
Bar Harbor Bank & Trust Business Debit Mastercards are designed to meet the diverse needs of your business. Whether you have a large year-round business or a smaller, more seasonal one, debit cards can work for you.
It’s all about convenience. No need for you or your employees to carry cash or your business checkbook when you have business debit cards. As the business owner, you can customize account access and limits for yourself and your employees - just tell us how you want it done.
Mastercard Cardmember Benefits
Bar Harbor Bank & Trust Debit Mastercards offer access to great Mastercard Cardmember benefits like Identity Theft Resolution Services, Mastercard Global Service, Mastercard Airport Concierge, Extended Warranty, Price Protection and Satisfaction Guarantee. More details on these benefits can be found by clicking on the links below.
Bar Harbor Bank & Trust offers a variety of credit cards with EMV smart chip technology for individuals and businesses through Elan Financial Services. We offer Visa or American Express. Find the card that’s right for you. Credit Card Options
Looking to make a payment on your credit card?
For cards with the Bar Harbor Bank and Trust logo:
To pay by phone call 1-866-552-8855
For cards with the Lake Sunapee Bank or Randolph National Bank logo:
To pay by phone call 1-800-299-9842
Is your card lost or stolen? Please call ASAP!
1-888-853-7100 during business hours
1-800-264-5578 after hours
1-412-552-2698 after hours (calling from outside the US)
For more information, please visit our fraud protection page. Learn More