Credit, Debit, and ATM cards

Debit & ATM Cards

Get 24-hour access to your funds. With a debit card you can make point-of-sale purchases from your checking account anywhere your card is accepted or use your card to get cash at an ATM. Stop by your local branch to learn more about Debit Cards from Bar Harbor Bank & Trust! 


Business Debit Cards

VISA® business debit cards are designed to meet the diverse needs of your business. Whether you have a large year-round business or a smaller, more seasonal one, debit cards can work for you.

It’s all about convenience. No need for you or your employees to carry cash or your business checkbook when you have business debit cards. As the business owner, you can customize account access and limits for yourself and your employees -- just tell us how you want it done.

Instant Issue Debit Cards!*

Ready to get your Bar Harbor Bank & Trust VISA® debit card or ATM card today? Stop by your local branch to apply for a debit card and walk out of the branch with your card in hand, ready to use! Cards are available through our branch locations for all personal accounts, Health Savings Accounts, and business accounts (business owner must be present).

*Coming soon to New Hampshire and Vermont locations!

For more information please visit your local branch or contact the Customer Service Center at 888-853-7100 .


Credit Cards

Bar Harbor Bank & Trust offers a variety of credit cards with EMV smart chip technology for individuals and businesses through Elan Financial Services. We offer Visa or American Express. Find the card that’s right for you. Credit Card Options


Looking to make a payment on your credit card?

For cards with the Bar Harbor Bank and Trust logo: 

Click here to Pay Online

To pay by phone call 1-866-552-8855

For cards with the Lake Sunapee Bank or Randolph National Bank logo: 

Click here to Pay Online

To pay by phone call 1-800-299-9842


Is your card lost or stolen? Please call ASAP!

Credit Cards:

Consumer: 1-800-558-3424
Business: 1-866-552-8855

ATM/Debit Cards:

1-888-853-7100 during business hours
1-800-264-5578 after hours
1-412-552-2698 after hours (calling from outside the US)

For more information, please visit our fraud protection page. Learn More