E-Choice Checking

Earn Up to 1.75%* APY with E-Choice Checking


Each month, you can earn a premium interest rate* when you meet these 4 monthly qualifiers: 

1. Use your debit card for at least 12 purchases (excludes ATM transactions and transactions pending processing)

2. Have at least one electronic (ACH) credit or debit 

3. Access Online Banking at least once or more during the statement cycle

4. Enroll in e-Statements 


Learn how easy it is to earn a premium interest rate* with E-Choice Checking today!

Other account features include: 

  • Access to Bar Harbor online and Bar Harbor Mobile
  • Debit or ATM card and access to convenient branch and ATM network
  • Enroll in eStatements to avoid the monthly service charge
  • When monthly qualifiers are met, get up to $25 in non-BHBT ATM fee refunds

Open an account today at one of our convenient locations

Minimum deposit $25.00 to open. No minimum balance requirement. $6.00 monthly service charge waived with eStatements.

Unlimited check writing and debit card transactions. See Account Agreement and Disclosure for full details.

*To be eligible for 1.75% Annual Percentage Yield (APY) you must meet these monthly qualifiers: (1) use your debit card for at least 12 purchases (excludes pending and ATM transactions); (2) have at least one electronic (ACH) credit or debit on the account; (3) access Online Banking at least once during the statement cycle; (4) sign up and remain enrolled in eStatements. Premium interest rate of 1.75% APY is earned on portion of Daily Balance between $0.01 - $10,000.00. APY on portion of balance greater than $10,000 is 0.20%. When monthly qualifiers are not met, APY on all balances is 0.05%. Fees may reduce earnings on the account. Annual Percentage Yield (APY) is effective as of 7/02/18. Rates subject to change at any time.