Insurance and Risk Management

Wondering if Life Insurance or Long-Term Care Insurance is right for you? 


Life Insurance

Life Insurance is an agreement between you (the insured) and the insurer. Under the terms of the life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments. Proper life insurance coverage should provide you peace of mind, since you know that those you care about will be financially protected after you die.

Long-Term Care Insurance

Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. Like other types of insurance, long-term care insurance protects you against a specific financial risk - in this case, the chance that long-term care will cost more than you can afford. Many options are available. Contact us for answers to your Long-Term Care Insurance questions. 

Call us at 1-800-479-9963 and let the Infinex Executives at Bar Harbor Financial Services to help you determine if either of these options fits your needs. 


Bar Harbor Financial Services is a branch office of Infinex Investments, Inc., an independent registered broker-dealer offering securities and insurance products which is not affiliated with Bar Harbor Bank & Trust. 

Not a DepositNot FDIC InsuredNot Insured by Any Federal Government AgencyNot Guaranteed by the BankMay Lose Value