Personal Checking Accounts

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All personal checking accounts require a minimum $25 deposit to open.

	Edge Checking*	E-Choice Checking	Simple Checking	Preferred Checking	Health Savings Account
Monthly service charge	$10 monthly paper statement fee	$6	n/a	$8	n/a
Avoid monthly service charge	Sign up for eStatements	Sign up for eStatements	n/a	$500 average daily balance, or $50,000 in consumer deposits, or consumer loans of $100,000+	n/a
Earns interest	No	Yes, tiered rate**	No	Yes, tiered rate	Yes, tiered rate
Debit/ATM card	Yes, no checks available	Yes	Yes	Yes	Yes
Check images received	n/a	Yes	No	Yes	No

Contact A Local Branch to Apply

* $1 fee for over-the-counter withdrawals.

**Each month, qualify to earn a premium interest rate on the first $10,000 and up to $25 in non-BHBT/LSB ATM fee refunds when all monthly qualifiers are met:

Use your debit card for at least 12 purchases (excludes pending and ATM transactions), and
Have at least one electronic (ACH) credit or debit on the account, and
Access Online Banking at least once during the statement cycle, and
Sign up and remain enrolled in eStatements.

NOTE: See Deposit Account Agreement and Deposit Accounts Fee Schedule for additional fees and conditions.