Checking

It's both electronic and eco-friendly. If you enjoy the convenience of using a debit card and online banking, then this account is for you. As a BONUS you can earn a premium interest rate* just by meeting the "monthly qualifiers" each statement cycle. And if you meet the "monthly qualifiers", you will also receive up to $25 in ATM fee refunds** for that statement cycle. Sign up to receive e-Statements and the monthly service charge of $6.00 is waived!

• Use your Bar Harbor Bank & Trust Visa ^® debit card for at least 12 purchases (excludes pending and ATM transactions). 
  
• Have at least one electronic (ACH) debit or credit on the account. This could be a direct deposit or automatic bill payment. 
  
• Access Online Banking at least once during the statement cycle. 
  
• Sign up and remain enrolled in e-Statements
  

Every month is a new chance to qualify. There is no minimum balance required on this account regardless of whether the "monthly qualifiers" are met.

This account offers interest for all balances. Maintaining an average available balance of $100 waives the monthly service fee.

• Tiered Interest rates - Higher rates for higher balances. View Preferred Choice rates on our rates page
  
• Preferred Choice checks included at no charge
  
• Images of checks returned for easy reference
  

It's just that simple! This basic checking account has no monthly service charge and no minimum balance requirement. No bells and whistles. This is as simple as it gets.

• No minimum balance
  
• No monthly service charge
  
• You will receive a monthly statement for this account, but check images are not included